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PPF · EEE TAX-FREE SCHEME

PPF (Public Provident Fund) Calculator — ₹1,50,000/Year

Calculate PPF maturity for ₹1,50,000/year at 7.1% interest over 15 years. Year-by-year balance, interest, and EEE tax-free status.

✓ Rate: 7.1% p.a. ✓ Lock-in: 15 Years ✓ EEE Tax-Free
Current rate: 7.1%. Reviewed quarterly by Govt of India.
Standard 15 years. Can be extended in 5-year blocks.
PPF Maturity — ₹150K/Year
Total Invested
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Interest Earned
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Maturity Value
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🎯 EEE Status: Investment deductible u/s 80C (max ₹1.5L/yr) + Interest tax-free + Maturity tax-free. Wealth multiplier: —×
YearDepositInterestClosing Balance

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Frequently Asked Questions

Frequently Asked Questions

PPF account matures after 15 years. You can: (a) Withdraw the full corpus (tax-free), (b) Close the account, or (c) Extend in 5-year blocks with or without further deposits. Extension with deposits earns continued compounding — highly recommended for long-term wealth building.
PPF allows partial withdrawal from the 7th financial year onwards (i.e., after 6 complete years). You can withdraw up to 50% of the balance at the end of the 4th preceding year or the end of the preceding year, whichever is lower.
PPF accounts can be opened at any nationalised bank (SBI, PNB, BOB, etc.), India Post offices, and select private banks (ICICI, HDFC, Axis). You can also manage it online via net banking.