Frequently Asked Questions
Frequently Asked Questions
PPF account matures after 15 years. You can: (a) Withdraw the full corpus (tax-free), (b) Close the account, or (c) Extend in 5-year blocks with or without further deposits. Extension with deposits earns continued compounding — highly recommended for long-term wealth building.
PPF allows partial withdrawal from the 7th financial year onwards (i.e., after 6 complete years). You can withdraw up to 50% of the balance at the end of the 4th preceding year or the end of the preceding year, whichever is lower.
PPF accounts can be opened at any nationalised bank (SBI, PNB, BOB, etc.), India Post offices, and select private banks (ICICI, HDFC, Axis). You can also manage it online via net banking.