Zeo Suite

Why In-Hand Pay Falls Short of CTC

Understand the deductions between your package and actual bank account.
Zeo Suite

Mandatory EPF Deductions

Employee Provident Fund takes 12% of basic pay directly from monthly package before payout.
Zeo Suite

Standard Tax Deductions

You get a standard deduction of ₹75,000 in new regime and ₹50,000 in old regime.
Zeo Suite

Tax Rebate Limits

Salaried workers pay zero tax up to ₹12,75,000 income under new regime with standard deduction.
Zeo Suite

Retiral CTC Components

Components like gratuity, capped tax-free at ₹20,00,000, are part of CTC but paid later.
Zeo Suite

Old Regime Tax Deductions

Old regime allows tax deductions up to ₹1,50,000 under 80C plus ₹50,000 in NPS.
Zeo Suite

Calculate Take-Home Pay

Plan your taxes smarter to maximize your monthly in-hand payout today.
Open Calculator →